This is a question we get asked quite often. When your home has gained value and you are reducing your debt every month, you can quickly find yourself with a lot of equity in your home. Should you use this…
Why women pay more for products and services
Since the 90s, the concept of “pink tax”, whereby women pay more for goods and services equivalent to men’s, has been continually mentioned. A recent study shows that sex-based price discrimination is rampant across various sectors. Research on price differentials…
Loss of capital gains tax brings security
The government’s decision not to seek any form of capital gains tax and the Prime Minister’s commitment not to re-examine the imposition of such a tax is extremely positive news for the housing market and investors alike. It’s a powerful…
How to be baby smart: 5 ways to save money with your newborn child
Adding a baby to your family can be very pricey according to recent estimates. But many of the products that new parents are encouraged to buy are not really necessary and end up being a waste of money. Everyone appears…
How the new gst rules will affect your online shopping
Starting October 1, foreign companies that sell products to Kiwi customers will have to start collecting GST on all products under $ 1,000, under a new law that should be passed. Under the current rules, GST is not generally levied…
Lets talk about de facto relationships
What happens when you’ve been dating for a while and you’ve decided to move in together? Then it time to talk about being financially exposed. It may not be a very romantic conversation, but the discussion of the financial risks…
Boomtown Dunedin or Auckland?
The average value of Dunedin’s properties rose 3.7% in the first quarter of 2019, after increasing 11.2% from 2018. The metropolis of Otago has so far been the top performing city this year in terms of increasing property values, while…